More Articles on Long-Term Care Insurance?

Q: Have enjoyed reading your articles. Do you have any on the long term care insurance issue?

My husband and I are in are 50's and friends are starting to buy policies. I know we would need compounding inflation benefit and paying for return of premium may be not worth the expense. My question is, what... is worth the expense? Are there newer things on the horizon to be offered? I know a lot of folks still don't have policies because they're so high.

A: There should be an article or two on my website on Long term Care. Look under the insurance heading.

To me, it is important to stick with the biggest companies that have been doing it the longest. Companies like Genworth/John Hancock so you can see whether they have a history of increasing premiums for existing policy holders.

Your posted comments on this and other questions are welcome.
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