| |
Sometimes it is the little
things in life that really make the difference. That’s
especially true then when it comes to dealing with
financial matters. Decisions about who to trust, what to
invest in, making gifts or the type of insurance to buy
all have long-term consequences—and often unintended
results. There are many times that a simple answer from
a professional would have made all the difference. And
now you can get that answer free of charge.
I’ve written over 160 articles since Guarding Your
Wealth was nationally-syndicated over two years ago.
Based on the comments from readers, these articles
contain information they find very helpful, allowing
them to answer many of life’s financial questions. You
can freely explore this wealth of information yourself
at www.guardingyourwealth.com.
But sometimes it can be difficult to make the connection
from a general news article to your own specific
situation. Sure, that reader from Florida needed a
Living Trust, but what about me? Those articles about
Equity Indexed Annuities are informative, but what do I
do about my elderly mother that just sunk all her money
into one? It’s obvious that retirement portfolios need
to be well diversified, but what do I do with my nest
egg?
That’s where my ‘Ask Jeff’ can be of such a benefit. I
can take my advice to readers nationwide and personalize
it specifically for you. Many times you’ll hear back
from me in a couple of hours. Other times it may take a
day or so—it all depends on how tied up I am at the
time.
How do I make money doing this? (My wife asks me that
question all the time!) 99% of the time I don’t. I make
a living serving as a personal, private money manager
for a small group of clients nationwide. I provide a
service they can’t find anywhere else for a fraction of
what others charge.
Most of those who ask me questions will never need or
use my services. Occasionally someone will and, if they
become a client, I receive a fee for managing money on
their behalf. But the only payback for nearly all of the
questions I answer is the knowledge that I am able to
provide unbiased, honest advice that can’t easily be
found elsewhere. It’s that I’m doing what’s right.
Turning to the traditional financial services industry
for answers to these kinds of questions isn’t easy. If
you go to an insurance agent, their answer will involve
an insurance product. If the advisor makes money selling
stocks or bonds, don’t be surprised if their answer
involves investing in them. Remember, if all you have is
a hammer, everything begins looking like a nail! And you
don’t want to get nailed!
I’m not saying that most advisors are dishonest. They
aren’t. They are hard-working professionals with the
best of intentions. But they work in an industry that
values sales of products over all else. And consumers
are typically kept in the dark about the tremendous
conflicts of interest coloring their advisor’s
recommendations.
For instance, I’ve been researching a product pitched to
seniors that has an 80% market share. But if someone
were given all the information on this investment, no
one would buy it! Of course those selling it are going
to give you only the information you need to arrive at
the conclusion they desire.
That’s the way it usually works in the financial
services industry. And that’s a shame. It does a great
disservice to industry professionals who should be
highly regarded, and to those the industry is supposed
to serve.
Readers find my articles refreshing because they provide
straight-forward, tell-it-like-it-is advice. Since I
don’t have a financial incentive in the outcome there
isn’t a reason for me to mislead you.
Here’s how you can get your financial question answered
for FREE. Go to www.guardingyourwealth.com and click on
‘Ask Jeff’, then on ‘submit a question’.
You will be sent an email to verify your email address.
It is very frustrating for me to take the time to write
a detailed answer to someone’s question only to find out
that the answer didn’t reach them.
Remember, today’s financial decisions may have long-term
unintended consequences. So take me up on my offer – it
won’t cost you a thing.
Nationally-syndicated financial columnist and Certified
Financial Planner® Jeffrey Voudrie provides personal,
in-depth money management services and advice to select
private clients throughout the USA. He’ll answer your
financial question – FREE at www.guardingyourwealth.com. |
|
|
